Mortgage Archives - Fife Properties
Fife Properties

FIFE PROPERTY MARKET UPDATE 3rd – 9th July 2022 (Watch/Listen)

 

PODCAST: https://anchor.fm/fife-properties/episodes/FIFE-PROPERTY-MARKET-UPDATE-3rd–9th-July-2022-e1l239g

 

Weekly round up on what’s driving the Fife Property market including a look at recent listings, sales and coming soon:

Article, Podcast and TV Show written and produced this week are:

FPTV (EP 98) DOING IT FOR THE KIDS Building A Buy-To-Let Legacy For You And Your Family’s Future

Continue reading FIFE PROPERTY MARKET UPDATE 3rd – 9th July 2022 (Watch/Listen)

66.7% of Fife Properties Were Bought With a Mortgage in the Last Ten Years (Watch/Read/Listen)

 

PODCAST: https://anchor.fm/fife-properties/episodes/66-7-of-Fife-Properties-Were-Bought-With-a-Mortgage-in-the-Last-Ten-Years-e1kr4ab

Could the high levels of mortgages that Fife people take out cause another property crash?

 

Many Fife homeowners and landlords have been contacting me recently and asking what will happen to the Fife (and the UK) property market? More specifically, will we have a repeat of the 2008/9 Credit Crunch property crash?

Continue reading 66.7% of Fife Properties Were Bought With a Mortgage in the Last Ten Years (Watch/Read/Listen)

FP TV (EP 31) Fife First-Time Buyers Can Now Buy Using 5% Deposit Mortgages! (Watch/read/listen)

 

Listen to the PODCAST: https://anchor.fm/fife-properties/episodes/FP-TV-EP-31-Fife-First-Time-Buyers-Can-Now-Buy-Using-5-Deposit-Mortgages-etfn3e

 

Yet higher mortgage rates could see Fife buyers paying a lot more each month for the privilege

 

Being a Fife first-time buyer in the last 12 months has not been an easy thing. Just before lockdown there were 400 ‘5% deposit mortgage’ deals and first-time buyers were able shop around to get the best deal. When the first lockdown hit, 5% deposit mortgages disappeared, meaning that as many Fife would-be first-time buyers were about to buy their first Fife home in 2020, the rug was pulled from under their feet. Continue reading FP TV (EP 31) Fife First-Time Buyers Can Now Buy Using 5% Deposit Mortgages! (Watch/read/listen)

Fife Properties TV (Series 1 EP 5) Property Market Update for Sales, Lettings and the economy.

Hosts Jim Parker is joined by Letting Agent Richard Cook and Estate Agent Jimmy Mullen to discuss this week’s news in the Fife Property Market while answering questions live on their TV show every Saturday morning @ 9.30am.

Today’s agenda in case you would like to skip to the section required is:  Continue reading Fife Properties TV (Series 1 EP 5) Property Market Update for Sales, Lettings and the economy.

Fife’s ‘Generation Rent’ to Become ‘Generation Buy’? (3 min read)

Boris Johnson has attracted both praise and horror in equal measure with a new plan for 95% mortgages to help beleaguered first time buyers to get on the property ladder, but would that expose UK taxpayers to too much risk? In this article I discuss the implications of what that would mean both nationally and locally in Fife. Continue reading Fife’s ‘Generation Rent’ to Become ‘Generation Buy’? (3 min read)

How to save money on your mortgage (3 min read)

In this 3 minute read I’ll tell you how to possibly save a small fortune just by remortgaging to a better deal and how simple it is. So if you like what I say hit that like button, comment and share it with your friends as they might be able to save money as well. For some of you this could mean saving £50, £100 or more every month! Continue reading How to save money on your mortgage (3 min read)

Questions Surrounding Saving Schemes In Fife

There are so many different saving schemes out there, it can be overwhelming trying to figure out which is best for you. A saving scheme is typically a program that is designed to influence saving in a manageable way, commonly offering an interest percentage, depending on who you go with. A popular ISA was the help to buy but this is no longer available. Don’t worry, there are so many other options. For example, a good alternative is a lifetime ISA.

Continue reading Questions Surrounding Saving Schemes In Fife

How Do You Save For a House Deposit?

For most of us, the most expensive thing that we ever purchase will be a property, and the prospect of saving for that all-important deposit can be rather daunting. However, the key to saving for that lump sum is simply good financial preparation and making a few changes to your outgoings which should reap big rewards. Take a look through our handy hints and tips and you’ll be in that new home in no time.

Continue reading How Do You Save For a House Deposit?

A First-Time Buyer’s Guide To Making An Offer

If you’re a first-time buyer and have begun the hunt for your first home, you may think that once you’ve found the right one you simply offer what they ask for; job done! However, when it comes to making an offer on a home, there’s a bit more work that should go into it than simply offering the price advertised.

You need to be confident when making an offer that you’re not going to be stung by an inflated asking price or take yourself out of the running by offering too low. To help you prepare, we’ve put together the following information to help you through this stage of the home buying process.

Continue reading A First-Time Buyer’s Guide To Making An Offer

Top Tips on Downsizing to a Smaller Home

For a lot of older homeowners today, downsizing can be a great way to have a good clear out after your kids have left home, but also a fantastic way to free up some equity from your home. This financial boost will most likely come with the added bonus of a reduction in running costs as you move to a smaller home.

While there are plenty of benefits of downsizing, moving home can still be a complex and stressful experience, so we’ve put together a quick guide on what to consider to help make your move a much smoother transition.

Decide what you REALLY need Continue reading Top Tips on Downsizing to a Smaller Home

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