Buy to Let Archives - Fife Properties
Fife Properties

Why Savvy Fife Buy-to-Let Landlords Don’t Use 10-Year Mortgages (3 min read)

Why Savvy Fife Buy-to-Let Landlords Don’t Use 10-Year Mortgages

And the reason you shouldn’t either

 

I know of many Fife buy-to-let landlords who fell into property investing by accident. Many didn’t want to sell their family home when the Fife housing market crashed in the Credit Crunch of 2009/10, yet still needed to move (often for work). They thought they would keep their Fife family home in case they ever moved back to Fife. Yet by keeping it, it couldn’t remain empty (there was still a mortgage to pay on it), so they ended up renting their home out. Continue reading Why Savvy Fife Buy-to-Let Landlords Don’t Use 10-Year Mortgages (3 min read)

FPTV (EP 47) GROWTH OR YIELD: Which Buy-To-Let Strategy Is Right For You (Watch/read/listen)

PODCAST: https://anchor.fm/fife-properties/episodes/FP-TV-EP-47-GROWTH-OR-YIELD-Which-Buy-To-Let-Strategy-Is-Right-For-You-e147mcl

 

“At least one in six people on The Sunday Times Rich List owes their wealth to property or the world of home ownership in some way”. Those are the words of Robert Watts, the man who compiles The Sunday Times Rich List.

Building a successful lettings portfolio is an exciting route to financial freedom, and picking a direction for your buy-to-let business ultimately comes down to two choices: capital growth or rental yield.

Continue reading FPTV (EP 47) GROWTH OR YIELD: Which Buy-To-Let Strategy Is Right For You (Watch/read/listen)

FP TV (EP 45) HIRING CONTRACTORS: A Landlords Guide To Finding Tradespeople You Can Trust in Fife (Watch/read/listen)

 

PODCAST: https://anchor.fm/fife-properties/episodes/FP-TV-EP-45-HIRING-CONTRACTORS-A-Landlords-Guide-To-Finding-Tradespeople-You-Can-Trust-in-Fife-e13fg91

 

Whenever you ask someone if they know a good contractor, you’ll never be far from a tale of woe: the plumber who never turned up; the electrician who bodged the job; the builder who overcharged and left a huge mess.

Continue reading FP TV (EP 45) HIRING CONTRACTORS: A Landlords Guide To Finding Tradespeople You Can Trust in Fife (Watch/read/listen)

FP TV (EP 42) THE NICHE LANDLORD: Perfecting a Lettings Formula for Repeated Success in Fife (Watch, read, listen)

PODCAST: https://anchor.fm/fife-properties/episodes/FP-TV-EP-42-THE-NICHE-LANDLORD-Perfecting-a-Lettings-Formula-for-Repeated-Success-in-Fife-e12kvk1

 

Specialise or diversify? That’s a big question for many landlords when it comes to expanding their portfolios, and if you look around Google long enough, you’ll find arguments for both.

Continue reading FP TV (EP 42) THE NICHE LANDLORD: Perfecting a Lettings Formula for Repeated Success in Fife (Watch, read, listen)

SOLD WITH TENANTS: Your Landlord Checklist For Buying A Tenanted Property (Watch/read/listen)

 

PODCAST: https://anchor.fm/fife-properties/episodes/FPTV-EP-40-SOLD-WITH-TENANTS-Your-Landlord-Checklist-For-Buying-A-Tenanted-Property-in-Fife-e11q2s

 

 

As a fast and chain-free way to start or add to your lettings portfolio, buying a tenanted property can be an attractive proposition.

Continue reading SOLD WITH TENANTS: Your Landlord Checklist For Buying A Tenanted Property (Watch/read/listen)

Fife Buy-to-Let Property Market Going into Crisis? (watch/read/listen)

PODCAST: https://anchor.fm/fife-properties/episodes/Fife-Buy-to-Let-Property-Market-Going-into-Crisis-e10q7jf 

Fife Buy-to-Let Property Market Going into Crisis?

…as Fife first-time buyers now only need a 5% deposit for a mortgage.

 

Fife landlords, sell your property portfolios, your tenants will soon be leaving in droves as they buy their first home with the new 5% deposit mortgages backed by the Government’s new mortgage-guarantee scheme revealed in March’s budget! These 95% mortgages are to be supported by the Treasury, lessening losses for mortgage lenders should the borrower be incapable of repaying and get repossessed, as the Government want Generation Rent to turn into Generation Buy. Continue reading Fife Buy-to-Let Property Market Going into Crisis? (watch/read/listen)

FP TV (EP 34) RENTAL UPGRADES: 5 Improvements to Increase Your Income (Watch/read/listen)

 

Listen to the PODCAST: https://anchor.fm/fife-properties/episodes/FP-TV-EP-34-RENTAL-UPGRADES-5-Improvements-to-Increase-Your-Income-ev35tj

 

The rental market has grown up. Tenancies are running for longer, and with stays of four or more years increasingly common, tenants have higher expectations around the place they’re willing to call home.

 

This spells good news for landlords because those higher expectations come with a willingness to pay a higher rent. More than that, the right improvements will Continue reading FP TV (EP 34) RENTAL UPGRADES: 5 Improvements to Increase Your Income (Watch/read/listen)

Around 1 in 15 Fife Properties Being Sold with No Chain (Watch/read/listen)

 

Listen to the PODCAST: https://anchor.fm/fife-properties/episodes/Around-1-in-15-Fife-Properties-Being-Sold-with-No-Chain-ev1857

 

Moving home is said to be the third most stressful thing you can do, so if you can do anything to reduce that stress, so much the better? When buying your next Fife home, being chain-free can certainly reduce your stress and offers many advantages over other buyers (and some disadvantages). Continue reading Around 1 in 15 Fife Properties Being Sold with No Chain (Watch/read/listen)

RENT ARREARS: Finding a balance between compassion and collection (Watch/read/listen)

 

PODCAST: https://anchor.fm/fife-properties/episodes/FP-TV-EP-33-RENT-ARREARS-Finding-a-Balance-Between-Compassion-and-Collection-eukatv

 

Although rent arrears have been a hot topic during the pandemic, it’s far from being a new subject. That said, if the discussion has taught us anything in the last year, it’s that anyone can be affected by economic events: no-one is immune, however high their income.

Continue reading RENT ARREARS: Finding a balance between compassion and collection (Watch/read/listen)

FP TV (EP 30) PROOF POSITIVE: 5 Simple secrets to make your inventory watertight (Watch/read/listen)

 

LISTEN TO THE PODCAST: https://anchor.fm/fife-properties/episodes/FP-TV-EP-30-PROOF-POSITIVE-5-Simple-Secrets-to-Make-Your-Inventory-Watertight-etkitn

 

Not every inventory ends up providing the protection that landlords expect. There are plenty of cases where the language used – and the style adopted – have caused more confusion and doubt over disputes, which for a landlord will generally mean a reduced or refused claim. Continue reading FP TV (EP 30) PROOF POSITIVE: 5 Simple secrets to make your inventory watertight (Watch/read/listen)

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