So where did it all start and where can you start to build wealth? Not only for you but your family and wider community. It’s easier than you think and really starts with creating good habits and taking advantage of some simple everyday opportunities that you know but just don’t see!
Luckily, you don’t need to head back to school to understand this as Jim Parker and Richard Cook are on hand to take you through the 10 Tips to Build Wealth for anyone that wants to and how simple this is. Remember effort multiplied but time divided by the desired return will equal the wealth you desire. As ever, this is based on Jim’s personal experience and wisdom that took him from homeless and unemployed in his early 20’s to financial freedom at 38 years old.
If you are a private client of ours, including the ongoing support you will also receive an invite for the last Thursday of every month to a private zoom session which will be a deep dive into more detail on portfolio building. If you haven’t received your invite, please contact us to richard.cook@fifeproperties.co.uk
This is all about accelerating your wealth in 2022.
*We must point out that we are not financial advisors, and this is only our opinion of what we would do. Investments can go down as well as up so if you do want professional advice from a qualified advisor, please contact us direct and we will put you in touch with someone.
I know it’s been a while, but this week has definitely seen some good news in the mortgage market!!!
Since Luz Truss’s resignation the money markets have started to calm a little and number of the lenders that had withdrawn from the market have returned.
But even better, over the last couple of days some of the big high street lenders have actually reduced theirs rates slightly for the first time in many months, with more to follow!!!
Other lenders have started bringing back more of their product ranges, and a least one large BTL lender has just reduced it’s rental calculation stress rates, making it easier for property investors to get the funding they need.
Obviously, there is a lot of talk about another Bank of England Base Rate rise next month, but with the mortgage market stabilising and improving after weeks of uncertainty and chaos, now might just be the perfect time to lock in that fixed rate you’ve been thinking about.
Expert advice is more important than ever, so please feel free to get in touch with Neil Bird for a chat.
Could the humble ‘granny annexe’ help solve the Fife housing crisis for mature homeowners?
Most Fife homeowners born before 1960 have been in their homes for more than 25 years.
Yet of all the properties sold in the UK since the first lockdown in the summer of 2020, 50% of those property owners had only been in their homes for six years and four months or less. That means we almost have a two speed housing market.
Arrears – a dreaded word among landlords and, for anyone with even a mildly British temperament, an often uncomfortable situation to discuss and resolve.
In the age of one click purchases and easily available credit, instant gratification is seen as the norm. We live in a microwave society “Ping” and the reward is there almost instantaneously with no afterthought on how we will pay for it. Combined with the always-on world of smartphones, which reinforces that you have to get what you want right away. However instant gratification isn’t always best – in fact, impulse control is an essential life skill. When it comes to achieving your goals, delayed gratification is the skill that you need to master to get you there faster.
So how do you master this Delayed Gratification?
Luckily, you don’t need to head back to school to understand this as Jim Parker and Richard Cook are on hand to take you through what delayed gratification means and how to resist the temptation of the immediate reward. As ever, this is based on Jim’s personal experience and wisdom that took him from homeless and unemployed in his early 20’s to financial freedom at 38 years old.
If you are a private client of ours, including the ongoing support you will also receive an invite for the last Thursday of every month to a private zoom session which will be a deep dive into more detail on portfolio building. If you haven’t received your invite, please contact us to richard.cook@fifeproperties.co.uk
This is all about accelerating your wealth in 2022.
*We must point out that we are not financial advisors, and this is only our opinion of what we would do. Investments can go down as well as up so if you do want professional advice from a qualified advisor, please contact us direct and we will put you in touch with someone.
It doesn’t always work out with your first choice of estate agent.
Perhaps things went well at first, but viewings are now thin on the ground. Maybe you sense your agent’s initial enthusiasm has begun to cool. Or you could be wondering if your home was overvalued at the start, particularly if you’re being pressed for a hefty price reduction now.
PHIL SPENCER ANNOUNCES TOP AGENTS FOR CUSTOMER SERVICE IN THE UK
Fife Properties scoops 5 awardsat The ESTAS, the most prestigious awards in the UK property sector
The Fife based agency Fife Properties received the Gold award for Best Estate Agency in Scotland, Silver for Best Letting Agency in Scotland, Best Local Estate Agency Group in Scotland, No.1 Estate Agent in Fife and No.1 Letting Agent in Fife at the prestigious ESTAS Customer Service Awards 2022 sponsored by Coadjute, the biggest awards in the UK property industry. The winners were announced at the largest event in the property industry at the Grosvenor House in London and hosted by the country’s favourite TV property presenter Phil Spencer in front of a sell-out 1,200 guests.