UK House Price Index (Scotland): August 2026

Economic Statement

Total transaction volumes and new build volumes available to calculate UK HPI estimates have increased recently. HM Land Registry has processed over 40% of HM Revenue & Customs’ provisional sales estimate for UK HPI’s first estimate in recent months, though transaction volumes for older periods and new build volumes remain lower than historical averages. Users should be aware that revisions may be larger than historically and should note the greater uncertainty around new build prices.

FIFE PROPERTIES NAMED FIFE’S NO.1 ESTATE AND LETTING AGENT – AND WINS SCOTTISH SILVER AT UK PROPERTY AWARDS

Fife business celebrates a remarkable hat-trick at the ESTAS 2026 Awards, including a prestigious Silver Award for Estate Agency in Scotland.

Fife Properties is celebrating a remarkable hat-trick of success at the prestigious ESTAS Customer Service Awards 2026, after being recognised for outstanding customer service in both estate agency and lettings.

The Fife-based business, established in the 1970’s, returned from the awards ceremony at London’s Grosvenor House with three accolades:

Can Fife First-Time Buyers Still Afford Their First Home?

The affordability figures may surprise you…

Ask anyone whether first-time buyers can still afford to buy their first home in Fife and you will often get the same answer: “Not these days”.

You can understand why. The typical first-time buyer home in Fife costs £158,787. For someone trying to save a 5% deposit (£7,939) while paying rent and everyday bills, that is an intimidating figure. But the price of a home does not tell you, on its own, what it costs to buy one. The question every first-time buyer faces each month is simpler: how much of our take home pay will the mortgage payment use?

EP 243: The Wealth Creation Show: Protection vs Exposure (Watch/Listen)

Every investment decision involves an element of exposure. Without exposure, there is often little opportunity for growth. But without protection, everything we’ve worked to build could potentially be at risk.

FPTV (EP 321) PERFECT OR PROBLEM PRICING? Why Some Prices Sell & Others Fail (Watch/Read/Listen)

Even with a pristine home, professional photos and first-rate promotion, your success in finding a buyer depends heavily on whether you begin with perfect or problem pricing.

Before anyone comes to view or even looks at your listing, they need to know that your home is for sale, and the wrong asking price can make you invisible to the very buyers you want to attract.

There are a few different pricing techniques to choose from, and a lot can hinge on where you live, the type of home you own, and even the way different estate agents work. There’s no single ‘right way’.

EP 242: The Wealth Creation Show: The Bigger Picture (Watch/Listen)

The decisions we make at an individual level are influenced by much larger economic forces, while the collective decisions of investors, governments, lenders and consumers ultimately shape the markets we operate in.

FPTV (EP 320) Landlord Autumn Checks: Post-Summer Fixes & Pre-Winter Prep (Watch/Read/Listen)

Just like that, summer is over. And as the leaves get ready to turn from green to gold, it’s time for some landlord autumn checks to ensure your rental home makes it safely through winter.

You don’t need to wait for an expensive Christmas callout to find out that your property isn’t ready for the colder months, and a few checks now can save you a lot of hassle when the temperature drops.

9.5% More Fife Homes for Sale Than 3 Years Ago

The Fife property market has changed noticeably over the past three years. Buyers now have more choice with a 9.5% increase in the homes for sale, while sellers face a very different level of competition from their neighbours. That does not mean Fife homes are not selling, but it does mean buyers can afford to be more selective. For anyone thinking of selling, understanding how the balance of supply and demand has shifted has never been more important.

EP 241: The Wealth Creation Show: Defining Decisions (Watch/Listen)

Wealth creation is often discussed in terms of money, assets, returns and opportunities.

But behind all of those things are decisions.

ZOOPLA UK HOUSE PRICE INDEX REPORT – SEPTEMBER 2026

SUMMARY OF REPORT

Headline UK picture

UK house-price inflation has slowed to 0.8% annually, the lowest rate for more than two years. At the same time, sales agreed are 9% lower than a year ago, while the stock of homes for sale has risen 5%, meaning buyers have more choice and sellers face more competition.

A major factor is mortgage costs. A typical 75% LTV five-year fixed mortgage had risen to around 5.2% by the end of September, compared with 4% at the start of 2026. Zoopla calculates that this adds approximately £150 a month—or £1,800 a year—to the average buyer’s mortgage costs.