The ‘Buy-to-Let’ (BTL) mortgage is celebrating its Silver Anniversary (25 years) this autumn.
Isn’t it fascinating that a decision between a group of letting agents and bankers all that time ago to offer BTL mortgages has changed the face of the Fife (and national) property market?
Continue reading Has Buy-to-Let Changed the Fife Property Market? (Watch/read/listen)
Have you ever wondered why some homes get multiple offers, while others struggle to get even one?
It’s rarely down to chance.
There’s no such thing as an unsellable home, and every property in every price range has the capacity to generate high levels of interest. Marketing is certainly a factor, but getting the highest possible price comes down to the partnership between you and your estate agent.
Continue reading FPTV (EP 62) HOT PROPERTY: How to Achieve the Very Best Price for Your Home in Fife (Watch/read/listen)
The land and building transaction tax holiday is over, furlough finished at the end of September, unemployment is due to rise and inflation is rife … is this the end of the post lockdown Fife property boom? Continue reading Are Fife House Prices Set to Fall this Autumn? (watch/read/listen)
Buying one or more rental homes can give you additional income now and a plan for financial freedom, but simply owning a property isn’t enough by itself.
To be sure of maximising your yield and protecting the value of your portfolio, the financial management of your rental homes is an essential part of being a successful landlord.
Continue reading FPTV (EP 61) BUY-TO-LET FINANCE: Optimise Your Portfolio’s Cash Flow, Yield (watch/read/listen)
When people put their home up for sale, they usually want three things to happen.
For it to sell at a price they’re happy with.
That the process completes as quickly as possible.
And that it’s relatively hassle-free.
Continue reading Need to Sell in a Hurry? Don’t Make These Mistakes (2 min read)
As they struggle to meet demand, Argos have had to increase the wages of their HGV drivers from £11.41 an hour to £15 an hour – a rise of 31.2% meaning their pay goes from £27k to £35k. Care home providers are offering signing-on bonuses of many thousands of pounds to entice nursing staff away from their competitors, and new homes contractors say labour costs are growing as the housing boom pushes up demand for bricklayers and joiners. Restaurant chains, coffee shops, blue-collar workers in factories and warehouses are seeing wages rise at an extraordinary rate.
Continue reading Wages rising by 8.3% pa – how will this affect the Fife property market? (4 min read)
Some questions in life are unavoidable. Aside from whether the chicken or the egg came first? At some point along the line you’ll begin to wonder if your home can evolve with you, or if it’s time to say goodbye and find somewhere new.
Continue reading FPTV (EP 58) MOVE OR IMPROVE: Should You Sell Your Fife Home or Stay and Extend? (Watch/read/listen)
Fife landlords are becoming progressively more self-assured about expanding their rental portfolios; as Fife rents rise, mortgage interest rates fall and demand for decent Fife rental properties outstrips supply.
Continue reading Fife Buy-to-Let Market on the Rise as Returns Rise by 40.3% in 5 Years (Watch/3 min read)